Michael Petruccelli asks; How do I keep my Heating system in working order?

Michael Petruccelli says; Winter is soon upon us so, this is a great time to do yearly maintenance on your heating system or at least go through the check list to help keep it running smoothly throughout winter. Have your mechanical system annually serviced and your duct-work cleaned before each heating season. Blower units making excessive noise should be brought to the attention of a licensed technician. Clean & dust the radiators and heating vents and inspect the radiators for any signs of leakage. Bleed air from your radiators on an annual basis. Check the exhaust pipe on your gas furnace for any loose connections. Call the gas company immediately if you detect a gas smell. Check filters every month and replace as necessary. Keep your outdoor condensing unit clean and free of debris.

Michael Petruccelli asks; What can I do to keep my faucets flowing properly?

Michael Petruccelli says; A driping faucet may be repaired by simply replacing an o-ring or vinal gasket. Clean & remove any hard water or mineral deposits with vinegar to avoid a slow water flow.

Michael Petruccelli asks; How do I keep my Refrigerator in working order?

Michael Petruccelli says; Use a vacume cleaner to clean behind & underneath the refrigerator at least once a year. Clean & dust the sides and top of your refrigerator also. Check & clean the interior shelves, lining and door gasket every three months. Help the inside of the refrigerator smelling clean by keeping a cup of baking soda in the refrigerator at all times. A slice of lemon or lime will also work.

Michael Petruccelli asks; What is Liability insurance?

Michael Petruccelli says; Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.

Michael Petruccelli asks; What is a lien?

Michael Petruccelli says; A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.

Michael Petruccelli asks; What is a life cap?

Michael Petruccelli says; For an adjustable-rate mortgage (ARM), a limit on the amount that the interest rate can increase or decrease over the life of the mortgage.