Michael Petruccelli says That three-digit number affects just about everything you do
financially. Fortunately, credit scores aren’t set in stone. Here are a few
tips for raising your credit score.
March 6, 2013
Michael Petruccelli asks; What are some tips for giving your credit score a boost? (2)
Michael Petruccelli says; There is a battle brewing, many
people feel that your FICO score is yours and should be free to you. People
have railed against
companies that charge you to see your FICO credit score.
Michael Petruccelli asks; What are some tips for giving your credit score a boost? (1)
Michael Petruccelli says; Your credit score can change your life. Much
like your final grade summarized your command of a course in school, your
credit score is the distillation of everything in your credit history. If you want to see the most commonly used
‘final grade – your FICO credit score – you’re expected to pay $19.95. That’s
not fair.
March 1, 2013
Michael Petruccelli asks; What are some tip for the first time home buyer? (9)
Michael Petruccelli says; Making the Selection To Buy a Home
I'll let you in on a little secret. I generally know
which home a buyer is going to choose, and I suspect most other agents operate
the same way. It's an intuition. But I make it a practice not to steer buyers,
and I insist that buyers choose the home without interference from me. It's not
my choice to make.
Real estate agents are required, however, to point out defects and should help buyers feel confident that the home selected meets the buyer's search parameters.
Real estate agents are required, however, to point out defects and should help buyers feel confident that the home selected meets the buyer's search parameters.
Michael Petruccelli asks; What are some tip for the first time home buyer? (8)
Michael Petruccelli says; View Top Choices a Second Time Before Buying That First Home
After touring homes for a few days, you will probably
instinctively know which one or two homes you would like to buy. Ask to see
them again. You will see them with different eyes and notice elements that were
overlooked the first go-around.
At this point, your agent should call the listing agents to find out more about the sellers' motivation and to double-check that an offer hasn't come in, making sure these homes are still available to purchase.
At this point, your agent should call the listing agents to find out more about the sellers' motivation and to double-check that an offer hasn't come in, making sure these homes are still available to purchase.
Michael Petruccelli asks; What are some tip for the first time home buyer? (7)
Michael Petruccelli says; How a First-Time Home Buyer Can Rate Inventory
* Bring a digital
camera and begin each series of photos with a close-up of the house number to
identify where each group of home photos start and end.
* Take copious
notes of unusual features, colors and design elements.
* Pay attention to
the home's surroundings. What is next door? Do 2-story homes tower over your
single story?
* Do you like the
location? Is it near a park or a power plant?
* Immediately
after leaving, rate each home on a scale of 1 to 10, with 10 being the highest.
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