Michael
Petruccelli says; Make sure every company reports
When I was trying to boost my credit score, I
contacted every company I paid monthly – including my cell phone provider,
cable company, and electric company – and asked them to report my payments to
the credit bureaus. Most did, and I saw a small boost in my scores within 60
days. Utility and service providers usually only report nonpayment, but they’ll
sometimes report the good stuff too – if
you ask for it.