Michael Petruccelli asks; Is Generation Y bigger than boomer, but full of financial woe? (13)

Michael Petruccelli says;  Face to face, ongoing benefits communication brevity and to -the-point content, much like the information Gen Y gets online when searching for restaurants and movie reviews. Make sure your benefits education materials are formatted and shortened to suit the delivery channel, whether they're on the web, over social media platforms or mobile devices all tools that Gen Y uses on an ongoing basis to access information.

Michael Petruccelli asks; Roofs are always a big question mark, what are some of the roof basics?(3)

Michael Petruccelli says;  Here is a roofing maintenance checklist homeowners 

can use to assess the health of their roof. As for repairs, it is always  

recommended that a licensed, professional roofer is used. You may find a 

problem using these methods, but it is essential that repairs are preformed 

correctly and thoroughly by a a licensed professional; otherwise, the 

problem could continue to exist - or even get worse.  I will follow up with 

some things to consider when examining your roof.

Michael Petruccelli asks; How do you prevent your pets from taking a bite out of your sale? (13)

Michael Petruccelli says; Get well soon. Maintain your animal's health. 

Not only will your pet thank you, but so will your home. A sick animal 
can be extremely damaging (long term) to your carpeting and/or furniture. 

Inspections will note stains on your flooring materials as areas of concern. 

Michael Petruccelli asks; How do you prevent your pets from taking a bite out of your sale? (10)

Michael Petruccelli says;  Urine? You're out! When speaking of pet odors, urine 

probably has to be the number one cause for wrinkled noses. But don’t be fooled 

by claims that painting over the damage is enough to fix and seal the issue. Urine 

stains in carpet can seep down into the carpet pad and even into the sub-floor 

leaving lingering odors that could deter potential buyers. Floors, wood trim, or 

drywall that has been damaged by urine ultimately needs to be replaced. That 

is the only way to truly remove the damage/stains and the resulting odor. 

Michael Petruccelli asks; How do you prevent your pets from taking a bite out of your sale? (8)

Michael Petruccelli says;  SHED no tears. Cats and dogs shed. But a, perhaps, surprising fact? Much of that hair/fur debris commonly ends up under the refrigerator. This is an insurance company documented fire safety issue and shouldn't be ignored. Vacuum under your refrigerator at least twice a year. Also, don't forget your air conditioning and heating supply registers. Hair/fur absolutely can—and will—affect the functioning and efficiency of these systems.

Michael Petruccelli asks; How do you prevent your pets from taking a bite out of your sale? (7)

Michael Petruccelli says;  Nothing to sneeze at. Pets, for some, mean allergies and unpleasant smells. Some buyers’ allergies are so strong that dander in carpets and furniture can cause an attack within minutes and make a walk-through miserable or even impossible. So keep carpets and furniture vacuumed regularly—and let’s not forget about general pet odors. Without going overboard, carpet deodorizing treatments, air fresheners or some strategically-placed potpourri dishes (not where Fido can reach them) should do the trick.

Michael Petruccelli asks; How do you prevent your pets from taking a bite out of your sale? (1)

Michael Petruccelli says;  Do you own pets? Do they share your living space? Buyers are more discerning than ever these days when deciding if the home they’ve selected is the right one. So the last thing you want are pet odors or related conditions to deter traffic or a potential sale.

Michael Petruccelli asks; What can you do to prepare your family in the event of a home fire? (part 9)

Michael Petruccelli says;  Establish a Rendezvous Point. Designate a special meeting place once outside, preferably at the front of the home. Physically count all members.

Michael Petruccelli asks; What can you do to prepare your family in the event of a home fire? (part 7)

Michael Petruccelli says;  Keep Flashlights on Hand. A working flashlight or method for signaling out the window of each second floor bedroom should be available and quickly retrievable.

Michael Petruccelli asks; What can you do to prepare your family in the event of a home fire? (part 5)

Michael Petruccelli says;  Establish Alternate Routes. Ensure two possible exits in each sleeping room with windows and doors that can always be unlocked and opened quickly.

Michael Petruccelli asks; What is a grantor?

Michael Petruccelli says;  The person conveying an interest in real property.

Michael Petruccelli asks; What is a government loan (mortgage)?

Michael Petruccelli says;  A mortgage that is insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA) or the Rural Housing Service (RHS). Mortgages that are not government loans are classified as conventional loans.

Michael Petruccelli asks; Where can we be found on the web?

Michael Petruccelli says; Blogger- http://michaelpetruccelli.blogspot.com/,

Wordpress-http://michaelpetruccelli.wordpress.com,
Facebook-http://www.facebook.com/pages/Michael-Petruccelli-Plumlee-Gulf-Beach-Realty/102860923128381,
Twitter- http://twitter.com/mpetruccelli,
Linkedin-http://linkedin.com/pub/michael-petruccelli/14/3b4/a16,
Foursquare-http://foursquare.com/mpetruccelli
Plumlee Gulf Beach Realty-  http://www.plumleeproperties.com

Michael Petruccelli asks; What is a grantee?

Michael Petruccelli says;  The person to whom an interest in real property is conveyed.

Michael Petruccelli asks; What is a home inspection?

Michael Petruccelli says;   A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.

Michael Petruccelli asks; What is a home equity line of credit?

Michael Petruccelli says;  A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.

Michael Petruccelli asks; Are retailers gaining sales abroad?

Michael Petruccelli says;  Yes, via their online marketplaces, where e-shoppers capitalizing on the weak U.S. buck are snapping up bargains. These stronger sales are helping offset sagging retail revenues stateside.

Michael Petruccelli asks; Is e-commerce growing at a fast past in other countries?

Michael Petruccelli says; In Brazil, China, Russia and Mexico it is expected to grow at rates of 26% or more annually for the next four years. Luring international customers: Streamlined handeling of duties & taxes, free or reduced shipping and a trend toward buyers paying in their local currency.

Michael Petruccelli asks; Is the U.S. debt mess is taking a toll on Canadian exports?

Michael Petruccelli says;  The U.S. debt mess is taking a toll on Canadian exports. Canada's dollar is heading toward a 2011 high in coming months as investors seek a safe parking place while the debt ceiling debate plays out in Washington. Pricier Canadian products mean U.S. demand for them will continue to fall, and purchases are already down because of Americas slow recovery from recession. But Canada's economy continues to grow. With a 3.2% boost this year and a 3.1% jump next year. Among the bright spots: retail, construction & mining.

Michael Petruccelli asks; What is Joint tenancy?

Michael Petruccelli says;  A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.