Michael
Petruccelli says; Find and dispute mistakes on your
credit report
First things first: Order a free copy of your credit reports
from AnnualCreditReport.com. By law, the Big Three (Experian, Equifax, and TransUnion)
have to give you one free copy a year. Order one from each every four months,
then dispute any errors – they’re not uncommon. A study by the Policy and Economic Research Council found errors in
19 percent of the credit reports they looked at.
You can dispute errors online through each bureau:
·
Equifax
·
Experian