Michael
Petruccelli says; Open a secured card
If you can’t qualify for a traditional credit
card, open a secured one. Secured credit cards are backed by money you put into a deposit
account, so they’re low risk to the lender and easier to get. You’ll boost your
credit score by paying on time each month, and many creditors will allow you to
later graduate to an unsecured card. And you’ll get your full deposit back.
