Michael
Petruccelli says; Ask for a good will adjustment
If you are running late, ask your creditor for
a good will adjustment. This
means a creditor removes one or two late payments from your credit report. To
get one, you’ll need a good history with the company. Most won’t do it if
you’re habitually late. You’ll also need to ask – no creditor will offer to
forgive a late payment.
